Equipment Financing

Equipment Financing Solutions

Equipment is essential for business growth and productivity. Our equipment financing solutions help you acquire the machinery, vehicles, technology, and tools your business needs without depleting your working capital.

Types of Equipment We Finance

Construction Equipment - Excavators, bulldozers, cranes, and more
Manufacturing Machinery - Production equipment, CNC machines, assembly lines
Transportation - Trucks, trailers, fleet vehicles
Medical Equipment - Diagnostic machines, treatment equipment
Technology - Computers, servers, software systems
Restaurant Equipment - Kitchen appliances, refrigeration, POS systems
Agricultural Equipment - Tractors, harvesters, irrigation systems

Financing Options

We offer multiple equipment financing structures to match your business needs:

Equipment Loans

Traditional equipment loans allow you to purchase equipment outright while spreading the cost over time. You own the equipment from day one and can take advantage of depreciation benefits.

Equipment Leasing

Leasing provides flexibility for businesses that prefer lower monthly payments or regularly need to upgrade equipment. Options include operating leases and capital leases.

SBA Equipment Loans

Through SBA programs like 7(a) and MARC loans, we can help you finance equipment with favorable terms, lower down payments, and competitive interest rates.

Benefits of Equipment Financing

Preserve Working Capital - Keep cash available for daily operations
Tax Advantages - Potential Section 179 deductions and depreciation benefits
Fixed Payments - Predictable monthly expenses for better budgeting
Stay Current - Access to the latest equipment and technology
Quick Approval - Faster process than traditional business loans

Qualification Requirements

Equipment financing is often easier to qualify for than unsecured loans because the equipment serves as collateral. General requirements include:

Time in business (typically 1+ years, though startups may qualify)
Minimum credit score requirements
Proof of business revenue
Equipment quote or invoice

Our Process

Consultation - Discuss your equipment needs and business goals
Options Review - We present financing options tailored to your situation
Application - Simple application process with quick decisions
Approval - Fast approval and funding timeline
Equipment Acquisition - Get your equipment and start growing

Get Started Today

Don't let equipment costs hold your business back. Contact us to explore your equipment financing options and find the solution that fits your business needs and budget.